All Features
Trust & Deposits

Trust accounting you can actually trust

Deposit tracking with verification workflow, trust ledger with running balance, and full audit trail.

Canadian real estate regulations require proper trust deposit handling. RealtorOS tracks every deposit from recording through verification to release, maintains a brokerage-wide trust ledger with running balance, and provides the audit trail regulators expect — without the complexity of full accounting software.

Key Capabilities

Deposit Verification Workflow

Five-status workflow: PENDING → RECEIVED → VERIFIED → RELEASED or FORFEITED. Role-based permissions ensure only authorized staff can verify deposits against the trust account.

Trust Ledger

Every verified deposit creates a DEPOSIT_IN entry. Every release or forfeiture creates a DEPOSIT_OUT entry. Running balance calculated automatically. Full audit trail with who, when, and reference numbers.

Deal Integration

Deposits are tracked directly on the deal detail page. Multiple deposits per deal supported. Stage transition warnings alert agents when no verified deposit exists.

Permission-Based Verification

New trust:verify permission controls who can verify, release, and forfeit deposits. Agents can record deposits; transaction coordinators and admins verify them.

Payment Method Tracking

Record deposit method (cheque, wire, EFT, certified cheque), receipt numbers, cheque numbers, and the institution holding the funds. Complete paper trail.

Trust Summary Reporting

Current trust balance, deposits received this period, pending deposits awaiting verification, released deposits, and breakdown by payment method. Export-ready for brokerage meetings.

How It Works

1

Record the Deposit

Agent or transaction coordinator records the deposit on the deal — amount, date, method, receipt number. Status starts as PENDING.

2

Verify Against Trust

When funds arrive, a trust:verify authorized user confirms receipt and verifies the deposit against the trust account. A ledger entry is created with running balance.

3

Release on Completion

When the deal closes, the deposit is released (or forfeited if the deal falls through). An outgoing ledger entry is created. The full history is preserved for audit.

Why agents and brokerages choose RealtorOS

Every feature is built specifically for Canadian real estate workflows — not adapted from a generic CRM or bolted on as an afterthought.

Non-blocking stage transition warnings — deals aren't stuck, but agents are informed
Deposit status visible on the commission approval screen for full context
Trust ledger admin page with date filters and summary cards
Supports multiple trust accounts (extensible for future full accounting)
Complete audit trail: who recorded, who verified, when, with what reference
Designed for RECO (Ontario) and BCFSA (BC) regulatory requirements
Running balance recalculated on every entry — always accurate
Foundation for future full trust accounting with bank reconciliation

Get compliant without the complexity

Trust deposit tracking that satisfies regulators and doesn't require an accounting degree.